A goal-setting extravaganza from the SOTM Team
Yeah yeah yeah you’ve heard it before (at least 1000 times we’d guess) but there is definitely genius entrenched in the notion new year new you… We’ve not only entered a new year but a new DECADE friends; a milestone we can absolutely use to create the changes we want in our world with the help of a refreshed outlook and an empowering clean slate. But how exactly do we use the momentum of a new start to map out our intentions for the big year ahead? WELL, the team at She’s on the Money put their heads together and have come up with some ways you can make 2020 your best year yet, financially AND otherwise!
SET YOUR INTENTIONS & STICK TO ‘EM
Before the beginning of the year slips away from us (as we know it too quickly will), take the time to sit down and think about what it is you want to achieve in the next twelve months, jotting down anything and everything that comes to mind! You might like to break this down by dividing your life into ‘categories’, enabling you to assess where you feel you’re sitting in each area so you can easily define what you’d like to improve and why. Some ideas of this categorisation could be family, relationship, friendship, health, community, travel and of course, finance. Cliched as it sounds, writing down your goals on a doc on your computer or in a diary by your bedside will help you to cement them and then bring them to life – so hop to it!
MAKE MEASURABLE GOALS
Once you’ve sorted your categories, it’s important to set yourself goals you can track and measure. Creating goals that you can quantify will keep you accountable; for example if you don’t meet your savings goal at an intended milestone you can identify that, take pause to look at your bank statements or your budgeting/spending spreadsheet (should you be so organised as to have one), notice clearly where you fell down and either continue with that goal but adjust your behaviours to make sure you meet it next time around, OR you could readjust the goal to something more realistic and achievable – this if fine too so long as you are still making progress and feeling positive about your goal(s)!
DO YOUR GOALS MATCH YOUR VALUES + ARE THEY REALISTIC?
If your goals don’t match your values then it’ll be mighty hard to stick to them friend – make sure the goals you set are ones that reflect the life you want to lead and that you haven’t set them for anyone in your life but YOU! Ensure too that the goals you write down are realistic, so that you won’t feel defeated should you not be able to meet a goal that you probably knew you’d never be able to reach in the first place.
DO A MARIE KONDO AND CLEAN IT ALL OUT
There’s nothing more satisfying than clearing out your old stuff and feeling a calming sense of joy wash over you simply by ridding your world of clutter. You can do this quite literally by tackling your wardrobe and removing the pieces you just don’t wear anymore, but you can also do it figuratively, by cleansing yourself of bad habits (debt, being a flaky friend, prioritising work above health etc. etc.). So take note of the things you no longer want both physically and behaviourally, and GET THEM GONE!
CELEBRATE WHAT YOU’VE DONE WELL AND BE GRATEFUL THAT YOU HAVE YOU
The easiest way to make change or get where you want to go is to break it down into digestible parts, set your goals and strive to make the changes you want in your life. BUT, it’s also so important that we celebrate our successes, taking note of the fabulous achievements we made in 2019 and acknowledge what we’ve excelled at – we’ve got an inkling you’re a pretty brilliant being with a lot to offer, so instead of always focusing on what we need to change, let’s revel in the magical bits of US that we wouldn’t change for the world and be cushy and grateful that we’re all uniquely us.
This article was written by Victoria Devine from She's On The Money; the one stop destination for millennial women who want financial freedom (without skimping on brunch). - Or a nice dress?! Okay, that bit was from us, but you get the idea!
For more of her financial wisdom, head to: https://www.shesonthemoney.com.au/